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Current Market Rates
Excellent Credit (720+)
Good Credit (690-719)
Fair Credit (630-689)
Poor Credit (<630)
* Rates are national averages and may vary by lender, loan amount, term, and credit profile. Updated daily.
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Loan & Credit Guides from the Lending Nexus Team
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Understanding Mortgage Rates: What Affects Your Interest Rate
Mortgage rates have a massive impact on your monthly payments and the total cost of your loan. This guide explains what drives rates, how personal factors influence them, and what you can do to secure the best rate possible.
Building Credit From Scratch: A Guide for Beginners
Starting your credit journey can feel overwhelming. Here's a step-by-step guide to help you build credit from zero — even if you've never had a credit card or loan before.
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